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June Fed Pause: Fixed vs ARM Strategy
June 23, 2025 | Posted by: Carshena Ross Esq.
Fed Holds Steady: Why Mortgage Pros Should Care On June 18 2025, the Federal Open Market Committee (FOMC) left its federal funds target range unchanged at 4.75 % – 5.00 %. While a "pause" sounds ...
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U.S. Federal Reserve leaves its key rate unchanged but sees two cuts this year
June 18, 2025 | Posted by: Carshena Ross Esq.
Although swings in net exports have affected the data, recent indicators suggest that economic ...
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Homebuyers: Is Now the Time to Lock in a 6.8% Mortgage Rate?
June 8, 2025 | Posted by: Carshena Ross Esq.
If you're thinking about buying a home in 2025, you've probably noticed something interesting-mortgage rates have dipped slightly, with 30-year fixed rates now hovering around 6.8%. After years of m ...
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Climate Change and Mortgage Risk: What Homebuyers Need to Know in 2025
May 19, 2025 | Posted by: Carshena Ross Esq.
Buying a home is one of the most significant investments you'll ever make. While factors like interest rates, location, and property condition typically top the list of home buyers' concerns, climate ...
read moreMay 7-2025 - Federal Reserve issues FOMC statement
May 7, 2025 | Posted by: Carshena Ross Esq.
Although swings in net exports have affected the data, recent indicators suggest that economic activity has continued to expand at a solid pace. The unemployment rate has stabilized at a low level in ...
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Mortgage Renewals in Early 2025 - Where Might Rates Land?
May 4, 2025 | Posted by: Carshena Ross Esq.
A friendly guide for American homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Refinances If your existing m ...
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Tariffs and Their Impact on Interest Rates: What Homebuyers Need to Know
April 5, 2025 | Posted by: Carshena Ross Esq.
You might be surprised to learn that something like tariffs-basically taxes placed on imported goods-could affect your mortgage or home-buying plans. Tariffs can seem like distant economic policies, b ...
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Should You Pay Off Your Mortgage Before Retirement? Pros and Cons to Consider
March 21, 2025 | Posted by: Carshena Ross Esq.
As retirement approaches, many homeowners ponder whether paying off their mortgage early is a wise decision. While the idea of owning your home outright is certainly appealing, it's important to evalu ...
read moreMarch 19, 2025 - Federal Reserve Maintains Interest Rates
March 20, 2025 | Posted by: Carshena Ross Esq.
Recent indicators suggest that economic activity has continued to expand at a solid pace. The unemployment rate has stabilized at a low level in recent months, and labor market conditions remain solid ...
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Understanding Down Payments for Your Mortgage
March 7, 2025 | Posted by: Carshena Ross Esq.
Understanding Down Payments for Your Mortgage When purchasing a home, a significant challenge you may encounter is saving for a down payment. But what is a down payment, and how does it influence you ...
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